Entertainment spending is where budgets bleed in small increments. Movies, concerts, bars, restaurants, sports events, weekend activities — individually trivial, collectively significant. The frugal alternative is not sitting alone in a dark room. It is finding the infrastructure for free and low-cost engagement that already exists.

The library is infrastructure. Modern public libraries provide books, audiobooks, e-books, magazines, streaming music, and access to platforms like Kanopy (free film streaming) and Libby (digital lending). This costs nothing. Most people ignore it entirely.